Student Health Insurance
³Ô¹Ï±¬ÁÏ requires that all registered, full-time students carry health insurance coverage, either through the ³Ô¹Ï±¬ÁÏ Health Insurance Plan, or through another plan which provides comparable coverage, including access to non-emergency medical and mental health care while in Saratoga Springs.
Health insurance is not required to access care at ³Ô¹Ï±¬ÁÏ Health Services and the ³Ô¹Ï±¬ÁÏ Counseling Center, but is needed for all care and services off-campus. Students who do not carry adequate health insurance can face impossible decisions about delaying or deferring needed care or paying very high out-of-pocket costs which can substantially interfere with their ability to graduate.
At the beginning of each academic year, students are automatically charged for the college-sponsored student health insurance plan (United Health Care). Students can request a student health insurance waiver by providing proof of comparable coverage. Once the waiver is approved the charge will then be removed. If you do not submit a waiver by August 1st you will be enrolled in the plan with coverage starting September 1st.
³Ô¹Ï±¬ÁÏ 96% of waiver requests are approved, meaning that coverage is verified to be active and as meeting ³Ô¹Ï±¬ÁÏ’s requirements. Plans that are not approved for waivers include:
-geographically limited HMO plans that do not cover non-emergency care in Saratoga
Springs
travel insurance plans
-health care plans that only cover specific occurrences, such as accident or certain
sicknesses
plans that are not based in the United States
-health care sharing plans
³Ô¹Ï±¬ÁÏ's student health insurance plan is through United Health Care.
Coverage starts September 1, 2024 and ends August 31, 2025
Annual coverage estimated to be $2,928
If you are required by the College to arrive earlier than 9/1/2024 and need coverage
to start earlier than 9/1, please contact the Bursar's Office.